LEARN HOW A COUPLE MAKE $500K BY SWITCHING THEIR HDB TO 2 CONDOS
"With advice and guidance from Terry Wee, my wife and I sold our HDB flat back in 2015. That was a tough decision to make. However, we don't regret our decision, as we bought 2 condos after selling, and now we are appreciating the capital gain. Just after more than 2 years."
YUZONG & XIAOYUN
3 STEPS TO MAKE $500K
Featured in Propnex's ICONS magazine
Celebrating 20 Trusted Years
#Buildinglegaciesforgenerations
#Assetprogressionstory
www.howtoupgradetocondo.com
When I first asked for YuZong and Xiaoyun’s consent to share their story for Propnex’s 20th Anniversary celebration, he agreed without hesitation and said that they will be more than glad if they could inspire future home owner/investors.
It started off with just a casual chat at their HDB flat in Sembawang, sharing with me their dream of owning two properties in Singapore.
Little did they know that their dream would be a reality today. Today they are proud owners of a freehold property for own stay and an investment property generating rental income.
Like many humble families, they are comfortable with their current situation. To most, upgrading to a condominium (private property) is too stressful, prices are high, worrying that they can’t afford the instalments etc.
So, most wouldn’t check or ask if it was actually possible to upgrade to private property or own 2 properties. Like many other couples, YuZong and Xiaoyun worked hard for their family to save their hard earned income for retirement.
Luckily YuZong and Xiaoyun took the first step, a dream and a hope, to explore the possibilities available to them. I am thankful that they asked me to work out a plan for them to help them fulfill their dreams!
#资产提升旅程
#资产代代相传
www.howtoupgradetocondo.com
当我要求玉宗和小云分享他们的提升旅程为博纳20周年庆典时，他们毫不犹豫地答应了，并说如果他们的故事能激励未来的房主/提升者，他们会非常高兴。
一开始，我们只是在他们的三巴旺组屋闲聊，他们梦想如果有一天能在新加坡拥有两套房子那该多好呀。
他们没想到梦想成真成为事实。如今，他们自豪地拥有两套房子，一套公寓自己住和另外一套公寓出租有稳定的租金收入。
像许多家庭和勤奋的夫妇一样，他们对自己的现状很满意。对大多数人来说，提升到公寓压力太大，价格高，额外税，担心付不起分期付款等。
所以，大多数人不会去想或问是否有能力提升公寓或拥有两套房子。跟其他夫妇一样，玉宗和小云也为他们的家庭打拼辛勤的工作，为家庭和退休攒下了辛苦挣来的收入。
幸运的是，玉宗和小云跨出了第一步，从一个梦想，一个希望，去探索未来的可能性。我很感激他们让我为他们制定一套能帮助他们实现梦想的计划！感恩！
Real Estate in Singapore
The residential market in Singapore has always been kept affordable, unlike major cities around the world. The HDB (Housing Development Board) was started in 1960 to provide affordable housing to Singaporeans. 80% of Singaporeans live in HDB flats.
Many foreigners invest in properties here in Singapore due to several reasons:
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Good education system
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Safe environment with low crime rate
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Political stability
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Strong government support in times of crisis
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Good tracking and security system
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Affordable properties as compared to other major cities around the world